Affordable Medical Protection

You may want to know

• Why is Travel Insurance essential for international trips?

  

  While travel insurance isn’t mandatory for international trips, it’s strongly recommended to protect yourself from unexpected events. International travel can come with risks, such as medical emergencies, flight cancellations, or lost luggage, and the costs of managing these situations without insurance can be substantial. Travel insurance provides peace of mind by covering medical expenses, trip interruptions, and lost belongings. It ensures you're financially protected in case of an unforeseen incident, making your international journey safer and worry-free.

• Do I need travel insurance when traveling to another province within Canada?

  

  Traveling within Canada from one province to another can also come with unexpected situations that may require coverage. While Canadian citizens and residents are covered under their provincial health plans, these plans may not cover out-of-province medical expenses, especially for emergency services. Inter-provincial travel insurance ensures that you are protected for any unforeseen medical emergencies, hospital stays, or other healthcare needs while traveling outside your home province. Whether you’re on a business trip, visiting family, or exploring new regions, our plans provide the coverage and peace of mind you need during your travels within Canada.

• What is a multi-trip travel insurance plan?

  

  If you travel frequently, a multi-trip plan offers seamless protection without the hassle of purchasing insurance for every journey. Ideal for snowbirds and frequent travelers, these plans cover multiple trips within a set period, ensuring you're protected whether you're heading home for the holidays or taking short getaways. With flexible coverage options and cost savings compared to single-trip policies, a multi-trip plan provides convenience, affordability, and peace of mind—so you can focus on enjoying your travels.

• Can I extend my travel insurance if my trip is longer than expected?

  

  Yes, you can extend your travel insurance if your trip goes longer than planned. Life happens, and if you need more coverage, we make it easy to adjust your policy. You’ll just need to contact us before your original policy expires, and we’ll help you extend your coverage for the additional time. Whether you’ve extended your vacation, need more time for a family visit, or your business trip has been extended, we’ve got your back. We understand that flexibility is important when it comes to travel, and we’re here to ensure you stay protected for the entire duration of your trip.

• Is there coverage for pre-existing medical conditions?

  

  If you have a pre-existing medical condition, finding the right travel insurance can be challenging, but we make it easier. Our snowbird plans offer coverage for many pre-existing conditions as long as they meet stability requirements. That means if your condition has been well-managed for a certain period before your trip, you can be covered for medical treatment related to it. Whether you need prescription refills, routine care, or emergency assistance, you’ll have the protection you need to travel worry-free.

• Is COVID-19 covered under Trip Enroll travel insurance?

  

  Yes, COVID-19 coverage is included in our travel insurance plans, provided you have not traveled to a region that the Government of Canada has issued an advisory against due to COVID-19 risks. Coverage and terms depend on the policy you choose. For example, some plans may cover COVID-19-related medical expenses, including treatment and hospitalizations, while others may also cover trip cancellations or interruptions caused by COVID-19-related events. We understand that the pandemic has added an extra layer of concern to travel, so we’ve made sure to include coverage options to help you travel safely and confidently.

• What happens if I need medical assistance abroad?

  

  If you need medical assistance while traveling abroad, you can rest assured knowing you’ll have support. Should a medical emergency arise, simply contact the provider listed on your insurance policy. They will guide you through the process of receiving the care you need, whether that’s arranging for medical treatment or emergency transportation. Their 24/7 assistance team is always ready to help you, wherever you are. If you’re unsure about who to contact, our team is happy to provide guidance on the right steps to take for your specific plan.

• How do I file a travel insurance claim?

  

  To file a claim, you’ll need to follow the steps outlined in the documents sent to you when you purchase your travel insurance. These documents will provide you with the necessary contact information and detailed instructions on how to proceed with your claim. Should you have any questions or need help along the way, don’t hesitate to reach out to us. We’re here to make sure you have the right details and guidance to ensure your claim process goes smoothly.